Terms of Service

These terms govern your use of SaveMyBudget, operated by IK Ventures Ltd, a company registered in England and Wales, Company Number 09477473, trading address 843 Finchley Road, London, NW11 8NA (“we”, “us”, “our”).

By joining the waitlist, installing our tag or using the service, you accept these terms. If you are agreeing on behalf of a company, you confirm you have authority to bind it.

Our data processing agreement (https://savemybudget.io/dpa) is part of these terms.

SaveMyBudget monitors paid traffic arriving at your landing pages, detects invalid clicks billed to your account after Google's own filtering, reports what it finds, and — where you enable it — prepares and files invalid-click refund claims with Google on your behalf and tracks their outcome.

The service is in early access and provided on an “as is” and “as available” basis. Features may change, be added or be withdrawn, and we offer no uptime or service-level guarantee at this stage. Fees apply only as set out in section 7.

• You connect your Google Ads account through Google OAuth. We use it to read reporting data.
• The only change we make is a campaign-level IP exclusion, and only when you choose to apply it.
• You may revoke our access at any time through your Google account, which will end the corresponding functionality.

By enabling claim filing, you authorise IK Ventures Ltd to act as your agent for the purpose of preparing and submitting invalid-click refund claims (including Click Quality Form submissions) to Google on your behalf, and to correspond with Google about those claims.

You remain the holder of your Google Ads account and remain responsible for the accuracy of the account and billing information used in those claims. You may withdraw this mandate at any time in writing, which will apply to claims not yet submitted.

Google is the sole arbiter of what counts as an invalid click. Refunds are issued entirely at Google's discretion, and typically take the form of ad credits rather than cash.

We cannot guarantee that any claim will be accepted, in whole or in part. “Flagged spend” shown in the product is our estimate of spend at risk based on our own detection — it is not a promise of a refund and should not be treated as one.

7.1 What is free. The tag, monitoring, detection, the dashboard, the evidence file, Google Ads connection, blocking recommendations and the preparation and filing of claims are provided without charge. No payment method is required to use them.

7.2 Success fee. Where Google confirms a claim we filed on your behalf, you pay us a success fee of 25% of the verified savings for that claim. Where we charge you directly, the fee is inclusive of any applicable VAT or sales tax. “Verified savings” means the clicks Google marks invalid in response to that claim, valued at the actual keyword/day segment cost per click of those specific clicks.

7.3 No win, no fee. No fee is payable on a claim Google rejects. Where Google confirms part of a claim, the fee applies to the confirmed part only. No fee is payable on a claim whose verified savings are less than 10 in the currency we charge (USD 10, GBP 10 or EUR 10); for Google Ads accounts in any other currency, less than USD 10 after conversion under section 7.6.

7.4 Payment method. Before we file the first claim on your behalf you must add a valid payment card, and you authorise us (and our payment processor) to charge the success fee to that card automatically, without further approval, each time Google confirms a claim. If you installed the service through the Shopify App Store, you instead approve usage billing through Shopify before we file the first claim; fees are then charged by Shopify as usage charges against the cap you approved, Shopify's payment terms and any tax Shopify applies to its invoice apply, and a fee cannot be collected on a claim confirmed after you have uninstalled the app.

7.5 Timing and receipt. We charge the fee on or after the day we record Google's confirmation. For every charge we send a receipt showing the clicks Google confirmed, the cost per click applied, the resulting verified savings, the fee and, where we charge you directly, any tax element included in it.

7.6 Currency. Where we charge you directly, the fee is charged in the currency of your Google Ads account if that is US dollars, pounds sterling or euros. For any other currency, we convert the verified savings to US dollars using the euro foreign exchange reference rates published by the European Central Bank, taking the most recent rates published on or before the day of the charge, and charge the fee in US dollars. The receipt shows the rate used. If the European Central Bank publishes no reference rate for your currency, we will agree the conversion with you before charging. Your card issuer may apply its own charges for a payment in a foreign currency. For Shopify billing, the currency is the one fixed when you approve usage billing.

7.7 Credits, not cash. Google issues refunds as advertising credit to your Google Ads account, not as cash to you or to us. The fee is payable in money regardless of the form in which Google issues the credit.

7.8 Queries and corrections. You may query a charge within 14 days of the receipt. If Google subsequently revises the outcome of a claim, we recalculate the fee and refund or charge the difference.

7.9 Failed payments. If a charge fails we will retry it and notify you. While a fee is outstanding we may pause the filing of new claims and, after 30 days, suspend the service. Fees that have fallen due remain payable.

7.10 Claims already filed. If you withdraw the mandate in section 5, remove the tag, revoke access or stop using the service after we have filed a claim, the fee remains payable on that claim if Google confirms it, subject to section 7.4 for Shopify billing.

7.11 Changes to fees. We will give at least 30 days' notice of any change to the fee rate. A change applies only to claims filed after it takes effect.

• Install the tag correctly across the landing pages that receive your paid traffic.
• Keep Google Ads auto-tagging enabled so click identifiers are available for reconciliation.
• Provide accurate account, contact and billing information.
• Keep a valid payment method on file (or, for Shopify billing, keep the app installed with usage billing approved) while any claim we filed is awaiting Google's decision.
• Use the service lawfully and not attempt to reverse engineer, resell or interfere with it.

We design the tag to fail safe: it loads asynchronously, contains its own errors, and does not retry aggressively if our servers are unreachable. It cannot modify your page. Even so, you are responsible for testing the tag on your own site and confirming it behaves as expected in your environment before relying on it.

You agree that aggregated, pseudonymised threat signals derived from traffic to your site — such as offending IP addresses, subnets, device fingerprints and ASNs — may be used to improve detection for all customers. Your business data, including campaigns, keywords, spend, conversions and claim outcomes, is never shared with other customers.

The service, the tag, our detection logic, models and all related materials remain our property. You keep ownership of your own data and your Google Ads account. You receive a limited, non-exclusive, revocable licence to use the service for your own business during the term.

Nothing in these terms limits liability for death or personal injury caused by negligence, fraud, or anything else that cannot lawfully be limited.

Subject to that, we are not liable for lost profits, lost advertising spend, lost revenue, lost data or any indirect or consequential loss. Our total aggregate liability in any twelve-month period is limited to the fees you paid us in that period or GBP 100, whichever is greater.

You agree to indemnify us against claims, losses and reasonable costs arising from your unlawful use of the service, your breach of these terms, or inaccurate information you provide that we rely on when filing a claim on your behalf.

You may stop using the service and remove the tag at any time. We may suspend or terminate access if these terms are breached, if required by law, or if we discontinue the service. On termination we stop processing your data and delete or return it in line with our Privacy Policy. Termination does not affect fees due under section 7.10.

We may update these terms as the product develops. The “last updated” date at the top of this page reflects the current version, and we will notify you of material changes before they take effect.

These terms are governed by the laws of England and Wales, and the courts of England and Wales have exclusive jurisdiction.

IK Ventures Ltd, 843 Finchley Road, London, NW11 8NA. Get in touch via our contact form.